LIFE & HEALTH INSURANCE

Health & Medicare Insurance

We represent major health insurance companies, which offer Individual Medical, Dental, Vision, Short-Term Medical, and Travel Insurance. We also offer Group Health insurance for businesses that have at least 2 or more employees.

For customers age 65 and older, we offer competitive Medicare plans including prescription drug coverage that have $0 to minimal monthly premiums through a Medicare Supplement or Medicare Advantage Plan.

Life Insurance

We know it is difficult to imagine a time when you will not be there to help provide for your family, which is why we have a wide range of life insurance products designed to help you at any stage of life. Whether you are a new family, empty nester, business owner, or single parent, we have a product to suit your needs and budget.

Protecting Your Family

By planning ahead, you will have the peace of mind that you are protecting your family's financial future. Since life insurance benefits are generally not taxable at the federal level*, your loved ones can use the benefits to help take care of their living expenses in a variety of ways.

  • Any needs after the time of death, such as final illness expenses, burial costs, and estate taxes.
  • Funds for a readjustment period, to finance a move, or to provide time for family members to find a job.
  • Ongoing financial needs, such as monthly bills and expenses, daycare costs, college tuition or retirement.

Safeguarding Your Business

If you are a business owner or have business partners, it is important to prepare for the unexpected. We offer several life insurance products that are designed to help you, as a business owner, make it possible for your heirs to help pay estate taxes, sustain the business during a change in management, or provide funds in order to execute a buy-sell agreement between partners*.

 

*This is for informational purposes only. You should consult your attorney or tax advisor for legal or tax advice.